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What is Kreditech?

Kreditech uses BIG DATA and complex machine-learning algorithms to serve a simple mission: make faster, better credit decisions. The technology identifies and scores individuals online in seconds and decides over an instantly paid out loans based on 15,000 dynamic data points. Kreditech uses this technology to provide banking products to customers in emerging markets, where established banks lack traditional, historical credit bureau data. Kreditech applies complex credit algorithms based on BIG DATA to give people with no credit score access to financial products by partly underwriting own loans.

Who Kreditech is?

Kreditech is a young tech company headquartered in Hafencity, Hamburg and offices in Mexico City, Sydney, Prague, Moscow, Warsaw, Barcelona and Ukraine. The company was founded in 2012 by Sebastian Diemer (London School of Economics, Rocket Internet) and Alexander Graubner-Müller (Uni St. Gallen, Quant Trading at LG Capital, Rocket Internet). Boosted with >25 million USD venture and debt capital, a team of over 140 passionate and easy going professionals work in a fun office everyday to develop a better, faster and more sustainable scoring technology.


…are nothing without a great team of financial backers. Because starting from pole and being overtaken by someone with a faster car is no fun. So we got some fuel. Lots of fuel. In fact, it’s not only fuel but every single investor adds a strategic benefit to setting a new global standard in scoring / microlending.



Sebastian, CEO of Kreditech, is a serial entrepreneur with a MSc. from London School of Economics and working experience from Rocket Internet, where he was managing global expansion. Sebastian can use Excel and Powerpoint without a mouse and recharges his iPhone roughly 5 times a day.


Alexander, CTO of Kreditech, developed quant trading algorithms at a Lichtenstein Hedgefund prior to serving as CTO consultant at Rocket Internet. He holds a double Bsc. from University St. Gallen and can calculate faster than you can with a calculator. Challenges are accepted.


Rene, CFO of Kreditech, brings in financial and entrepreneurial expertise with 20 years in banking and 15 years of experience in building companies. He previously worked for top-notch companies across Europe, including McKinsey & Company, Citibank, dooyoo Group, and IEG – Investment Banking. With his background in corporate finance and strategic management he leads the global financial strategy of Kreditech.


Daniel, CMO of Kreditech, has been advertising privately in the Internet ever since the banner was invented. He worked at the leading German online performance agency prior to joining Kreditech as second employee in early 2012. He also is a feared NERF gun and super soaker sniper in the Kreditech castle.


Andrew, Head of Business Development at Kreditech not only holds the job title most people would ever understand but is overseeing new Biz Dev, Risk and Operations. He worked in New Business Development department at Macqauire Bank after graduating from London School of Economics. His origins lie in South Africa, which means he learned how to surf and play Rugby right before walking.

En: Kreditech.com

Ver: Diario Gestión Perú: Financiera alemana Kreditech alista su ingreso al Perú

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